Closing cost calculator

Choose a state and add the sale price to see each line for both the buyer and seller.

Based on the sources cited here, we assume a conventional loan that includes lender fees plus prepaids and a lender's policy; the down payment remains 20% until you provide yours; commission is included only if you enter a figure.

Without JavaScript the calculator cannot add up your lines. These are the national lines it starts from; your state's taxes are in the state pages.

Line	Amount	Source
Origination fee	1% of the loan	bankrate.com
Appraisal	$359	angi.com
Credit report	$30	consumerfinance.gov
Mortgage rate for prepaid interest	7.24%	freddiemac.com
Buyer's agent commission, average	2.42%	redfin.com

A state transfer tax applies in these states: 35of 50 states, plus DC
States without a state transfer tax: 15states have none, though some counties do charge one
Origination fee: 1% of the loan is typical
Buyer's agent, on average: 2.42% applied to the price